Your Portfolio
15 StocksAdd your stocks and how much of your account each one takes up.
Real-Time Stock Prices & Valuation
● Live Market DataCurrent market prices that determine your portfolio balance and how holdings fluctuate over time.
Would this stock help your portfolio?
Search any ticker to see if it actually adds variety or just more of the same.
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What matters most right now
How spread out is your money?
Even if you own many stocks, they might all move together. Here's how diversified you really are.
1.4 12 Based on how your 12 stocks actually move together
What this means for your money
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Bottom line
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Stocks vs. bonds/cash for your age
There's no single "perfect" target -- it depends on your risk tolerance and goals, which this app doesn't know. This compares your real mix against a real, widely-used reference point: Vanguard's own published target-date glide path.
What actually moves together
Measuring how your holdings move day to day…
Hidden style bets
Measuring what your stocks are really betting on…
Sectors you're missing
Checking your sector mix…
What happens in a crash?
See what would happen to your money if a real recession hit — and why panic selling is so expensive.
If you hold through it
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Recovery: — years
Painful, but you eventually recover everything.
If you panic sell at -30%
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Recovery: — years
You lock in losses, sit in cash, and miss the rebound.
With a safety cushion
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Recovery: — years
The drop is softened, so you never hit the panic point.
Your account value over 5 years
What about retirement withdrawals?
Calculating based on your account…
Your monthly savings plan
Fix your diversification without selling winners or paying capital gains tax. Just route your new savings differently.
Tax you avoid by doing it this way
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Instead of selling winners and paying tax, you gradually rebalance with new money.
Where to Put Your Monthly Savings (Crash Protection Engine)
These three are this app's fixed crash-protection menu (trend-following futures, gold, T-bills) -- every plan uses all three, at least 10% each, because they've held up in different crises. What's tailored to you is the split and the dollar amounts, which are picked to offset what your own stocks lean into.
Tax-loss harvesting
Import your trade history (every buy and sell with its date) and this finds losing tax lots worth selling for a tax write-off -- and warns you about wash sales.
Need the format? Download a template (Date, Action, Symbol, Quantity, Price). Fidelity, Schwab, Robinhood and Vanguard history exports work too.
Which Account Should Each of Your Stocks Be In?
Optimized tax location mapped directly to your active holdings.
Your top moves
The few things most worth doing right now, ranked by how sure the numbers are and how much money is involved. Tap "The math" on any card to see exactly how it was scored.
Rebalancing bands
Set a target % for the holdings you care about. You'll get a rebalance alert only when one drifts past min(5 points, 25% of its target) -- e.g. 40% → alert at 35% or 45%; 4% → alert at 3% or 5%. A holding with a target replaces the flat 10% cap with your own plan.
"Now" is your weight from your last import or edit -- re-import your statement to refresh it. Always reflects the active portfolio only, even with "Combine all portfolios" on -- targets are a plan for one account, not a merged view.
Everything else worth a look
Concentration flags use your real position sizes. Stop-loss and gain framing need your average cost per stock, entered on the My Stocks tab -- optional, but nothing to decide without it.
Is this actually working?
Your real return vs. your average cost, and vs. what the same money would have done in the S&P 500 instead -- using your actual numbers, not a hypothetical.
How your stocks have done over time
What your current mix would have done if held for each window, vs. the S&P 500.
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